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Insights

What is the difference between EPAs and LPAs?

Posted on 28th July 2020 in Later Life Planning

Posted by

Gráinne Staunton

Partner and Solicitor
What is the difference between EPAs and LPAs?

Although none of us could have predicted a global pandemic, those who planned ahead and already had a Lasting Powers of Attorney (LPAs) in place were at a distinct advantage. When the vulnerable were shielding, it was very handy for them to be able to rely on their attorneys to deal with their finances, go into their banks or do any number of other jobs.

But what if you have an Enduring Power of Attorney (EPAs), and what is the difference between LPAs and EPAs anyway?

 

LPAs came into place in 2007, but before then Enduring Powers of Attorney (EPAs) were available instead. There is no need to worry if you have an EPA, rather than an LPA, as correctly made EPAs are still perfectly valid.

However, there are two types of LPA: one is for financial and property decisions, and the other for health and care decisions. EPAs only apply to financial and property decisions, so if you have an EPA you may want to consider making a health and welfare LPA as well. The benefits of putting in place a health and welfare LPA are significant, and we have outlined these in a recent insight.

Don’t leave your affairs to chance, by having suitable powers of attorney in place you can ensure that decisions made on your behalf are made by someone of your choosing. They allow you the chance to be able to discuss your wishes with your attorneys prior to any difficulties arising.

 

We have a dedicated and supportive team that are able to talk through the process of putting in place an LPA, as well as amending one that is already in place. For more information about powers of attorney read our latest insight, or contact a member of our specialist team and visit their hub page.

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