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Head of Divorce and Finances

Caroline Ryan

“I aim to add clarity and understanding to clients looking to resolve financial issues arising from divorce. I provide advice enabling them to move forward in what is inevitably an emotional time.”

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Areas of work

Caroline is a graduate of the University of Wales, qualifying as a solicitor in 1993. She spent ten years as a Director at a niche family law firm before joining Tozers as a Consultant Solicitor in 2014, then in 2021 became Head of Divorce and Finances within the family team.

Caroline works with private clients, helping them navigate the financial consequences of divorce. She specialises in complex cases with her expertise including the resolution of situations including family business, trust funds, farms, property portfolios, parks, inheritance. and pre-acquired wealth.

She has gained a wealth of knowledge in dealing with pensions including public sector pensions to include Armed Forces, Police, Fire Service, NHS, Teachers and Local Government.

Holding a trained specialism as a collaborative lawyer, Caroline is also a member of Resolution. Named as a ‘key lawyer’ in her field in the Legal 500 directory, and being ranked as a Band 3 solicitor in Chambers & Partners 2022 directory, stating that "Caroline frequently advises on complex financial remedy proceedings. She's good at being concise and she deals with things in a timely and expeditious way."



Recent cases

  • Advising Husband, a partner in a holiday park business and also a partner in the family farm in divorce proceedings where the Wife asserted she had an interest in properties owned by the Husband with his Brother and Mother. Successfully protecting Husband’s family assets
  • Advising Wife in divorce proceedings. Husband having been suspended as a partner in his dental practice. Successfully obtaining an order for Wife to obtain interests in property, business and pensions.
  • Advising Husband, high earning equity partner of a London Actuaries in divorce proceedings. Providing advice to enable parties to reach agreement.
  • Advising retired bank manager in respect of financial proceedings brought by Wife ten years post pronouncement of Decree Absolute. Advising in particular re: pension issues.



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Solicitor accolades

Chambers and Partners Profile-18

Paul Bennion

Your Thoughts


““I would recommend your firm to anyone. Caroline has been my rock through this and especially being able to explain things in plain English and not law speak has helped so much.””

Paul Bennion

Petty Officer

Company & Industry

Related Insights


What happens to our pets on the breakdown of our relationship?

Posted on 02nd March 2020 in Family Law

The breakdown of a relationship can be an emotional time. There can be a lot of uncertainty and a lot of practical issues to resolve. For many people pets are an integral part of family and relationships.

Posted by

Caroline Ryan

Head of Divorce and Finances


Posted on 03rd November 2017 in Family Law

Often a pension can be a valuable asset to take into account, particularly when one spouse is contributing a lot more into their pension fund. Irrespective of who the pension belongs to, it is still a marital asset and will be treated as any other asset would be, and it must be considered in divorce proceedings.

Posted by

Caroline Ryan

Head of Divorce and Finances